Been refused credit

Bad credit car finance

Here at Wheels we can guarantee finance for the majority of customers. Even if you've been refused credit or have a poor credit rating, we can arrange finance for any circumstances.

Finance is available on most vehicles. Please contact us for your confidential quote.All EU licences are acceptable for our finance companies. Our premises are situated within walking distance of Ipswich rail station,but we are always able to offer home viewing and demonstrations within a reasonable distance. Part exchanges are always welcome,with money back to you the customer if required.

First Response

With First Response not only will you benefit from our excellent customer service you will also be safe in the knowledge that we pride ourselves on our sensible and flexible approach to financing vehicles.

The following criteria is for guidline use only, even if you fall outside any of this criteria, we may still be able to meet your financial needs.


Minimum Age 21 years 
Employment Type any employment type considered
Full time
Part time
Self employed 
Armed forces 

Finance Agreement

Minimum Deposit Nil
Maximum Advance £6,000
Minimum Advance £1,000
Minimum Term 12 months
Maximum Term 48 months

Low Rate Car Finance

Close Motor Finance

Close Motor Finance's proposition is built on delivering a high standard of personal service:

Divisional Specialists - Each division provides products and services to meet the changing demands within differing markets and are headed by experienced staff with exceptional product knowledge. More about our divisions.
Strong Local Management ­ Our employees are local people with sound local knowledge who understand the communities they are serving.
Traditional Account Management ­ people who are focussed on providing a quality personal service to both dealers and customers.
Service 7 days a week ­ the dealer support unit is open even on Bank holidays to provide out of hours support for Close's dealer network.
Flexible Underwriting ­Close does not use a points scoring system but relies upon credit searches, its strong local knowledge and common sense, to gain a full appreciation of all circumstances of each individual case.
Tailored Products ­ Keeping the customer in mind with all of its products, Close has a very defined sense of customer care.
Competitive Rates & Terms ­ Close believes that it is important to be competitive, offering rates that allow us to provide a higher level of personal service.


Why Finance Through a Dealership


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What is Personal Contract Purchase